SoFi members with direct deposit can earn up to 4.20% annual percentage yield (APY) on savings balances (including Vaults) and 1.20% APY on checking balances. Cash withdrawal and third-party fees may apply. Must have $0.01 in savings to earn interest. The customer can cancel a prepaid reservation with a 15% penalty within 20 days and request a full refund for the first payment (e.g. New comments cannot be posted and votes cannot be cast. Other prepayment plans also offer a discount. Only consider cards that offer FDIC coverage. Cheating accusations are very difficult to prove/disprove in academic settings. You need to come up with a way to "mismatch" the time that you post a question on Chegg with the time that you're viewing the question. Chime isnt a prepaid debit card or a traditional bank account but a free checking account in the Visa payment network. These rates are current as of 04/24/2023. Just called visa and it says it because they have auto renewal on which is why prepaid no longer works. Check the, Yes. Regardless, all the cards issuers are banks that insure consumers money through the. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Your Orders If your credit score is low, you may still be eligible for a secured credit card, and making on-time payments on this card can steadily build your credit. You dont need a bank account to get a prepaid debit card, but its a requirement for a regular debit card, which is linked to your checking account. Payday loans, installment loans and prepaid debit cards. In fact, this card is so good that our experts even use it personally. How Much Does Home Ownership Really Cost? A typical semester is 4 months, so you could conceivably get away with just a $50 gift card (14.95 + 4.95 + 14.95 + 14.95 = $49.80). I've been on "both sides" of the whole war--the one raging between professors and students. Question: Does Chegg have gift cards to buy? Wells Fargo said they will 'review the charges' and make a decision in 10 business days on if they will refund any or all of the funds. Chegg Education posted 4 charges of $60.82 and 2 charges of $57.57 to my bank account without authorization. By the time you return home, you've had your prepaid debit card for less than three weeks and have already incurred $54.40 in charges. Read review. "We do accept pre-paid cards issued by Visa, MasterCard, American Express, and Discover. We do not charge administrative fees on unused gift cards and our gift cards do not have an expiration date. Prepaid cards are easy to get. : Direct deposit; bank transfer; PayPal, Apple Pay, Venmo and Square Cash transfer; PopMoney transfer (for a fee); add cash at retailers like 7-Eleven and Walgreens that participate in the Reload @ the Register, MoneyPak and Mastercard rePower networks (about $5 retail fee). Please select what best describes the information: Thanks! 3.30%Your annual percentage yield can be as high as 3.30% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,500 or more each month will earn 0.40%. While you here, let's have a fun game and. Yes, Prepaid Cards Work For PayPal - But Not For Recurring Payments. The (Mostly) Bad News About Prepaid Cards - The Motley Fool There are no costs for activation or inactivity. In the meantime, the card issuer charges you another $7.95, and you learn that you incur a monthly charge whether you use the card or not. She has written and edited content on personal finance topics for more than five years. Patron currency settings on Patreon - Patreon Help Center Generally, when you use a prepaid card, you are spending money . If support replies you to check community for a solution or if you received your case number (#XXXXXXXX), please reply back even if there is "no reply" tag and tell that you still need help. Content Management Specialist | Bank accounts, bank account bonuses. Walmart MoneyCenters and Customer Service desks also offer fee-free cash withdrawals. You can order an account for free for up to four additional people who are at least 13 years old. His work has been featured by The Washington Post, USA Today, The Associated Press and the Los Angeles Times, among others. SNAP EBT cards are accepted as payment methods for valid cards from participating I had never visited their web site. Chime has two automatic savings programs: one where a percentage of every paycheck automatically goes into the savings account and the other where your purchases are rounded up to the nearest dollar and the rounded-up change goes to savings (see below for more information from Chime). Although you must apply for a secured card, the criteria for approval are low. An extra card for your spouse is $4.95, and you pay $25 for quick delivery because you're leaving in a few days. As of November 13, 2022, Chegg does accept Apple Pay support. To top it all off, the issuer does not report your responsible use of the card to the credit bureau, meaning the card does nothing to raise your credit score. This card is available in the 11 states where there are Fifth Third branches, which is the only place you can get the card. You'll get a detailed solution from a subject matter expert that helps you learn core concepts. 5.05%5.05% APY (annual percentage yield) as of 03/28/2023. Archived post. The credit card you are trying to use requires you to enter a PIN/security verification when making a payment. Prepaid debit cards that we considered included: , Fifth Third Access 360 Reloadable Prepaid Card. For more information, visit, This isn't the information I was looking for, Top subscription boxes right to your door, 1996-2023, Amazon.com, Inc. or its affiliates, Assign a Checking Account as a Payment Option, Amazon.com Product Voucher Eligibility and Restrictions, Customer Service for Financial Institutions, Amazon Store Card and Amazon Secured Card Promotional Financing, Make a Payment on an Amazon Store Card or Amazon Secured Card Account, Amazon Rewards Visa Signature Card Points, Terms and Conditions for Payments from a Bank Account, Amazon.com Cell Phones with Service Low Price Guarantee Terms & Conditions, Amazon Currency Converter Supported Currencies, Select Your Currency for Amazon Currency Converter, About Currency of Preference on International Shopping, Manage Your Amazon Store Card Account or Amazon Secured Card Account Online, Multi-Factor Authentication for International Bank Cards. I'm trying to pay for the 0.99 for 3 month premium with a visa gift card, but it's not working. Waive your monthly fee when you direct deposit $500+ in previous monthly period. Parents can preapprove where their kids spend money, so $300 earmarked for school supplies can only be spent at a campus bookstore, for example. Based on our last check on April 7, 2021, Chegg was not accepting Amazon Pay support. takes place). There seems to be a prepaid card for everything. Can I use my iPhone's Apple Pay wallet at Chegg? For prepaid debit cards, you load the card with money when you get it, then use it to make purchases. No matter which prepaid card you settle on, you are likely to pay for almost everything you want to do, including: To give an example of how the fees can add up, let's imagine that you're heading out of town for a few weeks and want a prepaid card to use while you're away. View the, No. These accounts provide another shot at mainstream banking and its perks. ATM withdrawals: No fees from Greenlight, but ATM withdrawals will cost you: Since Greenlight doesn't have any of its own ATMs, third-party ATM operator fees may apply. Given low purchase and withdrawal limits, its best as a family budgeting tool instead of a bank account replacement. Downsides: No cash back at retailers. She told me to call my bank and hung up on me. This doesnt make sense if people dont want or have a credit card on the system this should be an option. Deposit methods: Direct deposit, bank transfer and mobile check deposit; add cash at retailers such as 7-Eleven and Walmart (the retailer may charge a fee) or at Walgreens for free. If my post helped you to fix your problem, please press. ", "Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account. From the website or app, you can send allowances, split payments, see balances and activity across all cards and set up text and email alerts. The Prepaid2Cash Mobile App Allows Consumers to Convert Prepaid Gift Exchange or return items, Manage Prime General fees and features: $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. Do not sell or share my personal information. Chegg - False Advertising, Poor Customer Service, Chegg - no idea what this is or why money is, Chegg - Would not work out rental extension. Chegg Education posted 4 charges of $60.82 and 2 charges of $57.57 to my bank account without authorization. No monthly fees; no fee for cash reloads at Walmart. Disclaimer: NerdWallet strives to keep its information accurate and up to date. More from NerdWallet: What is a debit card? Cash withdrawal and third-party fees may apply. 7. Now that we've solved the "Chegg handing over all the information you provided Chegg in creating an account" problemthere are other considerations: 5) You probably want to look into installing a virtual machine on your computer and taking the exam in that virtual machine. Third-party gift cards from American Express, Discover, Visa and Mastercard. Downsides: Fee to use ATMs; limited methods for reloading funds. Sorry, but Spotify does not accept prepaid credit cards (also known as credit card gift cards) Spotify is a subscription service that auto renews unless you cancel and therefore does not support prepaid cards. Rebate checks are not allowed to purchase any Target GiftCard, specialty gift card or any third-party gift cards from American Express, Discover, Visa and Mastercard. Roughly 12 million Americans use a prepaid card at least once a month, according to a survey by The Pew Charitable Trust. All rights reserved. I suggest you to contact customer support. I would suggest paying with CASH, as this will basically 100% anonymize your transaction. However, there are still ways you can get caught cheating. This can be confusing because both types of cards may have a card network logo such as Visa, MasterCard, American Express, or Discover on them. It was working for us until this month. Recently, I've been fascinated by Chegg and how Chegg will rat you out on the drop of a dime. *. 5 Best Prepaid Debit Cards - NerdWallet PayPal. You have an . Follow the advice of others, talk to the credit card company. This review was chosen algorithmically as the most valued customer feedback. The credit card is from Brazil or India, which have additional currency requirements. Chegg - I returned both of my books but still being charged. The card you are trying to use is a prepaid card. The best prepaid cards offer convenience and dont charge many fees. Relationships: Friends, Dates, and Relationships. Chegg Customer Service Phone Number & Help Center | Chegg.com To give an example of how the fees can add up, let's imagine that you're heading out of town for a few weeks and want a prepaid card to use while you're away. In the meantime, if you want to use a different card, visit Target.com or call Target.com Guest Services at 1-800-591-3869. PayPal accepts any prepaid card that has a Visa, Mastercard, American Express, or Discover logo. ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees. Reload methods: Direct deposit, debit card transfer, bank transfer. Give it a shot English Still need help? Does Chegg take Apple Pay? Knoji It comes with a monthly fee of $7.95 . I wish there was an alternative to a credit card. From there, you can use the card until you've depleted the balance. If you dont prepay, the fee is $5.99 for a monthly subscription. 3% cash back at Walmart.com and in the Walmart app and other cash back rewards. Sorry, but Spotify does not accept prepaid credit cards (also known as credit card gift cards). Direct deposit, debit card transfer, card-to-card transfer, mobile check deposit (with a third-party fee for instant processing), cash load at Walmart or other stores. You can also use Amazon Gift Cards to pay for your order. You can also receive instant transaction alerts and lock your debit card if you lose it. However, depending on where the Target store is located, stores may be able to accept Canadian dollars or Mexican pesos. Yes. According to PayPal's prepaid card terms, prepaid cards cannot be used for . My purchase went through on 12/25 for 9.99 3mo/premium, and all of a sudden I no longer have premium nor is there a receipt on my account,the gift card was only $25 so I dont even have it anymore to check with visa. You decide to stop using your card and leave it in a drawer for over a month. These cards allow people without a bank account and those who cannot qualify for traditional credit cards to do things like reserve hotel rooms, withdraw cash from ATMs, and make online purchases. Want to build your savings faster? It worked for me too there really wasnt any difference between paying normally and with my vanilla gift card, Hey there you, Prepaid cards are sold at retail stores (usually for a fee) and some can be ordered online. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. 12-Month 11-Month 12-Month 2015 2014 2013 Gift card breakage income $63$46 $54. Skip ahead to read about these low-fee alternatives. The best way around this is to simply purchase a Visa or Mastercard gift card at a local store. His work has been featured by USA Today and the Los Angeles Times. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet, Betterment Cash Reserve Paid non-client promotion. But it's important that you know it's not your only option. But a secured card actually acts like a normal credit card and thus can help you build your credit score. We tried to bill the issuing bank for your credit card, but they declined the charge. We also looked at two alternative, or nontraditional, banking accounts: Spencer Tierney is a writer and NerdWallet's authority on certificates of deposit. However, depending on where the Target store is located, stores may be able to accept Canadian dollars or Mexican pesos. Unlike with a credit card, you load funds onto prepaid cards before use. We have not reviewed all available products or offers. Target Application on Mobile Device (Target Debit Card, Target Credit Card, Target Mastercard, Target Temporary Slips (Target Debit Card, Target Credit Card), Debit/ATM and EBT cards: U.S.-issued debit/ATM cards. Generally, when you use a prepaid card, you are spending money you have already loaded onto the card in advance. Does chegg.com support Apple Pay? L. Lynnda Garrett of US. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. NerdWallet strives to keep its information accurate and up to date. In fact, prepaid cards offer several advantages: Don't get confused between prepaid cards and secured cards. Welcome - we're glad you joined the Spotify Community! GoDaddy - Payment methods we accept for purchases Fifth Thirds Access 360 prepaid debit card takes part in Allpoints massive U.S. network and has access to over 50,000 ATMs. There's no credit check, and they're often available even if you can't get a bank account because of. Pre-qualified offers are not binding. Chime says: "Chime is a financial technology company, not a bank. Multiple payment methods sales: Store team members can accept both a credit and debit card or EBT card per sale. Rounding purchases to the nearest dollar means that you won't earn a fraction of a penny in Cash Back. Scroll down for more detail on each account. ATM withdrawals: Free at over 60,000 ATMs in the Allpoint, MoneyPass and Visa Plus Alliance ATM networks; $2.50 at other ATMs, plus any ATM operator fee. Free at Fifth Third ATMs and ATMs in the Allpoint ATM network; free at Presto! Expert Answer. Here are a few steps you can take to protect yourself if you do sign up for a prepaid card: When it comes to you and your money, you're in charge. General fees and features: $4.99 to $9.98 per month, depending on selected plan (more expensive plans include features like investing education and identity theft protection); no costs for activation, inactivity or account closure. Yes. Serve | Flexible Prepaid Debit Card Options There are no costs for activation or inactivity. Paying with a visa gift card isn't working. Based on our last check on November 13, 2022, Chegg was not offering gift card support. Maybe view question 1, take a minute, then view question 2, take a minute, and then go back really quick to question 1, take that screenshot, and scroll right back down to question 3, and post it on Chegg. Stay away from any card that allows for overdrafts. Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools. Who are the experts? Walmart MoneyCard: Best for shopping at Walmart. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). At that time, we recognize breakage income for those cards for which the likelihood of redemption is deemed remote and we do not have a legal obligation to remit the value of such unredeemed gift cards to the relevant jurisdictions. Copyright, Trademark and Patent Information. ATM withdrawals: Free at Fifth Third ATMs and ATMs in the Allpoint ATM network; free at Presto! We sell gift cards to our customers in our retail stores, through our websites and through selected third parties. This influences which products we write about and where and how the product appears on a page. If you've taken a test at your home IP address and Chegg tells your school that an account was created and active at your home IP address, then that could very well land you in some deep, deep water. , NexsCard Visa Prepaid Card, Opt+ Prepaid Visa Card. These are sometimes referred to as "prepaid credit cards," but this is a misnomer, given that no one grants you credit when you purchase a prepaid card. 5.05% APY (annual percentage yield) as of 03/28/2023. Check the, No. 4) If you've taken the above steps, then Chegg has effectively no useful metadata/information about you. The. Shipping carrier information, Account Settings We'll need the following information from you: For international payments, we accept Visa, Mastercard, Discover, American Express, Target RedCardor PayPal. If there are multiple teachers that teach this course, you should be fine. The difference between prepaid debit cards and checking accounts is starting to blur, as many have similar features and services. Best Mortgage Lenders for First-Time Homebuyers. Other prepayment plans also offer a discount. We determine our gift card breakage rate based upon historical redemption patterns. If youre considering getting a prepaid card or account, we have information that can help you choose the right one for you. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. Those rules were enacted on April 1, 2019. They must offer you at least one other option, including direct deposit and/or a paper check. After holding 10 min, I finally had someone answer the phone who yelled at me that they are not responsible, call my bank. There is no minimum direct deposit amount required to qualify for the 4.20% APY for savings. ComplaintsBoard.com is a leading complaint resolution website on the Internet. The CFPB updates this information periodically. A Netflix gift card is a great choice when you want to give the gift of Netflix, or if you prefer to use cash to prepay your own subscription. MasterCard. ", "Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.". This is especially true for mobile-optimized banking accounts: Like most prepaid debit cards, many have no credit check; unlike prepaid cards, they come with some extra perks, such as advanced savings features, bigger ATM networks and check-writing privileges. As of November 13, 2022, Chegg does accept PayPal support. Spencer Tierney is a consumer banking writer at NerdWallet. ", https://support.spotify.com/us/account_payment_help/subscription_information/payment-methods/. Free at over 60,000 ATMs in the Allpoint, MoneyPass and Visa Plus Alliance ATM networks; $2.50 at other ATMs, plus any ATM operator fee. Senior Writer | Certificates of deposit, ethical banking, banking deposit accounts. If your inbox is empty please check spam.Support usually replies within 24-48 hours. without having to place an order, in your Amazon Wallet. Match. $2.50 to $4.33 if prepaid; $5.99 if billed. This information may include links or references to third-party resources or content. Each purchase decreases the amount of money left on the card. I was told that they would decide if the charges met criteria for a refund after the charges were posted. that enable you to hop onto VPNs right in the browser--this might be more convenient than managing a separate app. Read more. The amount of your deposit will vary by issuer, but some cards allow you to put as little as $49 down. The methods for adding money to a prepaid card vary from card to card. Become a verified brand rep for Chegg and amplify your brand's voice on Knoji. Theres no access to a nationwide retail network for adding cash; the card is only available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee and West Virginia; and the card doesnt have a separate savings feature. Knoji is a social discussion platform that's 100% free to use. Help others find this answer and click "Accept as Solution". Up to 80 percent savings: Chegg offers big savings on many of its books, with rentals up to 80 percent cheaper than retail. To protect your privacy, the issuer can't give us any information about why the charge won't go through, so you will need to call your issuing bank to resolve this matter. Share your photos and videos with others to prove the truth of your words. A qualifying direct deposit is required for the remaining interest rate qualifications to apply. but you can't split payment among multiple cards. Pre-qualified offers are not binding. They do not accept store-specific gift cards, even if the purchase is being made with that store. It should also go without saying that when Chegg asks you to put in information about your major, your name, your school, your expected graduation--make that shit up. A prepaid debit card can serve as a budgeting tool or be a replacement for a bank account. Cookie Notice Accepted Payment Methods - Amazon Customer Service

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