Comment by posted on Thankyou, Comment by If you have a boundary issue then whilst they may be of interest/assistance they may not solve it for you anyway - see our PG 40 supplements 3-5 inc https://www.gov.uk/topic/land-registration/practice-guides, Comment by As far as how long it takes to then register? The firm of solicitors that dealt with my purchase in 2007 no longer exist. It's in all of our interests for the Land Register to be as accurate and rich in detail as possible. 25 May 2018. 21 October 2019. posted on Can I use form OC2 to ask for "the lease" or do I need to provide additional information? It may assist to read our other blog: https://hmlandregistry.blog.gov.uk/2018/02/27/drawing-the-line-on-boundaries/ as it explains that our title plans show general boundaries which means that the precise position of the legal boundary line is left undefined. That said, we essentially have an administrative role in registering ownership and other interests in land and so if any dispute did arise, you would need to consider seeking independent legal advice if you were unsure as to the way forward. I don't understand why they thought it was acceptable to do this and to basically cover it up like they are doing is just wrong. posted on Which form is it to apply for a copy of the deeds. The Original image appears stretched and enlarged and has more square yards of contents than the Duplicate. There should not be any need to obtain official copies of your title documents at this stage. We are miles away and have no time to travel to Kent! I was hesitant to provide this information as I thought it was a confidential document but they advised they would remove my property from the market if I did not provide this. 02 May 2018, IFC - the land register is held by us electronically so the 'electronic record' and register/title plan would be one and the same, Comment by AdamH So IF you had a mortgage of some age then the lender may have been holding those original deeds/documents. posted on You don;t state when you bought the property or what 'deeds' you were given at the time. posted on I was told it was a business decision, people making these sort of decisions looking after our money - nice. I searched online and she left no will. what a loosy service. 25 November 2020, DaveM - if the deeds are missing and its unregistered it would be very rare for a buyer to complete without it being registered first. posted on I called them back saying I was the current owner and didn't know of any land apart from my neighbours. Comment by These are: the latest document of title - usually the conveyance/transfer relating to your house purchase, Register of Deeds - Alexander County, NC Section C only shows 1987Notice of deposit of Land Certificate Dave Roberts posted on You will need to make a declaration as to how you come to own the land and for how long, including ownership and use prior to you Is this true? akawa Mum had the deeds kept in HSBC until 2014 ( she has bank statments showing the annual fee) but was then asked by the bank to collect them. How long would it take to apply? Comment by Jackie Edwards We strive to serve you with professionalism and compassion . Kim Parsons posted on We no longer have a mortgage nor have we notified anyone as we were not aware that it was necessary to do so. Issue no.2 which i'm struggling to understand. The post code covers a number of properties but nothing leaps out to refer to a transfer to you. Comment by Can anybody help please as Im worried sick about all this. Mortgage company will require her name adding to deeds also. Comment by paul I'm looking at extending the lease on my property, how do I get a copy of the deeds to my house? posted on ianflowers Comment by My buyer has seen all the deeds, They used to be, jointly, his deeds too. We paid cash for a new build property about 10 months ago, and have received a completion of registration form quoting our title number. How long does the process take and is there any way of speeding up the process? AdamH If this document was on my neighbours deeds (he purchased in 2010 from the previous owner who purchased the farmhouse in 2002)why is it not on my file if it relates to my property. Further details and links to the forms are available here: https://www.gov.uk/get-information-about-property-and-land/search-the-register . Just to add a bit more of my own story for you, I have since provided all my documents to the new mortgage provider (we are moving from one bank to another) and they were satisfied that the Title absolute in my name and the indemnity policy was satisfactory to approve the mortgage. How do we proceed to get our property and full plot of land registered in order to provide our agent with proof of ownership? Cfd morris Any other documents will be returned to you on completion, even if you do not lodge a copy. Also if I do obtain my deeds should I check that the registry has copies of them? posted on . The buyers solicitor has requested that the release deed is registered against the title deed in order to move forward with the sale. I've done a SIM and nothing was found but he insists it is registered and won't take no for an answer!! Another buyer may be quite happy to proceed with indemnity insurance but veyr much a choice for individual buyers and their solicitor. I now wish to register my ownership prior to downsizing. AdamH * Text should be on one side of the page only. 30 July 2019. But again that is not particularly common as the charge will usually be lodged with other transactions, such as a transfer of ownership, and then the charge amount will not be needed for the assessment of our fees. Hi Adam, we have just paid off our mortgage for a property we moved into in 2013, and the Title documents have now been updated at Land Registry, Title Number ND137651. Now have the night off, you must be frazzled. posted on Our estate agents is saying this is pretty common in older houses and the deeds have been lost? posted on As stated no mortgage outstanding - all paid off 5 years ago. I want to find out if the Land Registry has a copy of the Lease itself and/or a copy of the Floorplan of our flat. Peter - your solicitor is the one to advise you as to what the issue is re proof if title. Their land is old railway sidings so assume that is what solicitor is relating to? We were sent some documents in a binder entitled HM Land Registry Charge Certificate. I did look at the Summary of title with HM Land Registry but those details are not included. My conclusion is that either he simply had not institute a search of the strong room or he is not very bright or he has a strange sense of humour. 23 June 2020. Alistair Kieron Connolly Obviously I did have them originally but have lost or mislaid them, an action which is, of course, not recommended but sadly something that does happen. As such those specific rights are already registered on each title, Comment by Bert Indemnity insurance is an option to protect a buyer against the risks associated with a Good Leasehold title and there is a risk that by investigating too deeply can mean some insurance companies will not insure as your efforts to solve it increase the risk. Thank you for your help. posted on 23 August 2020, Geoffe- S shaped markings are generally used by Ordnance Survey and referred to as braces. AdamH posted on The deed was made between (seller) and (buyers). 17 April 2023. I was also told that it would be easier to solve this problem if the bank involved made the request, can you confirm that this is correct as they dont seem very happy about it. * At the top of the first page, below the 3-inch margin, state the title of the instrument (i.e. Ricky - many thanks. I may have asked you this previously! The physical boundary is the kerb that according to the transfer was going to be built half way along the side of my house and mark the end of the driveway and be our boundary. Comment by we got the registered documentation/deed but I never really read it. The local council have offered some work to adapt her bathroom, which is great, but the wish to see the deeds as proof of ownership before proceeding. Anne Feltham Privacy Policy Registration of legal charges and deeds of variation of charge (PG29) 17 April 2023. lp82533 AdamH But please dont go solely on my advice as your own conveyancer will have experience also so please also rely on them Regards Sharon, Comment by I have received this Title AGL484644 from my solicitor on 13 November 2019 after long waiting almost 2 years of my completion as there was issue with my solicitors. Comment by ianflowers 1. I am also annoyed that I am expected to pay for a copy of something that essentially now belongs to me and should have been automatically sent to me as soon as I paid off the mortgage, Comment by ianflowers The Land Registry Title Deed makes no mention of that condition so has it been lost in the digitising process and no longer applicable? posted on Thanks Adam. 05 November 2018. Please check NCcourts.gov about your court date or call the Clerk of Court at 828-695-6102. So Id suggest speaking to your solicitor as to what your legal options are, what the developers are and what risks are involved depending on what your options are should you build, highlight the mistake or otherwise. Kim Weight Possession of deeds never proved ownership in its own. eSearch | Account Sign In Cash purchase. Jeff - forms OC1 and OC2 are used to obtain official copies of the register/title plan and documents referred to as filed on the register (if any) or submitted as part of an application to update the register. It is some kind of confusing and I found it a little complicated. The deeds for the house were lost and the charity took out an indemnity insurance for us. posted on 21 August 2018. 31 January 2019. https://www.gov.uk/get-information-about-property-and-land/search-the-index-map. Comment by 29 April 2020. MIKE. I have just paid 30 for another form , I need to see if the bank's name is off the title information, I am sick and tired of paying for forms that I don't even know are right, I thought by phoning the land registry they would at least give me the right form, all they want is money for no service. 18 October 2019, Hi Adam posted on When we purchased in 2001 there was no issue with the conveyance, when ownership was transferred to me as a sole owner there were no problems. He thinks we should be able to upgrade the title as most other units in the main converted house have title absolute, which implies freehold deeds existed and were seen at some point. If you are unable to locate the deeds our Practice Guide 2 explains what will be required to register it https://www.gov.uk/government/publications/first-registration-of-title-where-deeds-have-been-lost-or-destroyed, Comment by I'm not aware that having such a policy then poses a different or wider risk but your solicitor/lender may be able to explain why they think that may be the case. Is there a cost for this? Many thanks AdamH. Hi. I have applied for two documents this week, on different properties, which are stated as copy filed but then they are no longer available! posted on It is a decision for the parties involved, but there are benefits of voluntary registration one of which is that once registered, the deeds do not have to be produced on any sale and so it is of less importance if they are lost or stolen. Li If the seller had them and handed them over then Id expect that to be via their own solicitor to your solicitor/you. It was then a new build. We paid off the mortgage in 1998 and kept these in a safe place and also have the digital MX record. If they have destroyed them I think it's totally out of order. 29 November 2018, Mo - a priority search effectively confirms whether any changes have been made to the register from the search from date onwards. Then looking through my filing cabinet I came to a file marked with the name of my solicitor dated 21st October 2002 saying, "Your deeds are safely stored in the Strong Room. The solicitor claims that all they have is a computer print out of the title to my property. any subsisting mortgage being registered, Comment by Thank you so much for your prompt response on this matter. Concerned seller Thank you for your reply. Julia Baker My parents made a deed of gift to my husband and I of a piece of land that they owned in 1980. IFC - following on from my earlier reply, if the property is registered, the title register will give the class of title and that would be what you are buying. We would like to show you a description here but the site won't allow us. posted on ( I think in the short form doc I got from the land registry previously for 3 does refer to properties being 'filed'). I'm hoping that someone might be able to help me please. Id start with a home search for anything relating to the property to see if they interacted with a solicitor or bank. 04 May 2018. Now, I am a person of a generous disposition so my immediate thought was, perhaps because he is a solicitor he interpreted my statement that, I was looking for the deeds of our property as, I was looking for the title of ownership of the property. 28658, Satisfactions/Cancellations/NC Standard Document Guidelines. 18 September 2020. Comment by i am most concerned ! If your solicitor is unable to resolve it then it maybe worth escalating it using the firm's complaints procedure or looking for an alternative solicitor to act for you. A further complication is that he left the properties jointly to my grandmother & mother, along with another property - they split these legally so my grandmother got the cottages and my mother the other property. 02 July 2018, Jim - the title plan will show the registered general boundaries. This is incorrect as the mortgage he had taken out was in 1970 with the Abbey National and had long been paid. Bubbles1980 Surely someone at the L.R. posted on The conveyancing company isnt being very helpful theyve stopped returning my emails now! 18 February 2019, Emma - the lodging solicitor can submit details of the confirmed sale and ask us to expedite their first registration. But the very last sentence of this document refers to a conveyance in 1955 between this local authority and an individual relating to a single council house - which is not our address, or even in our street, but is on the same housing estate. posted on Our mortgage lender didn't have the title deeds or our solicitor at the time of sale didn't either. However the rights relevant to the rights of way over the passageway are not specific to the Act as they are separately referred to in each Conveyance. Still Confused Enquired with HSBC (lender) and solicitor but could not advise me at all. Sam - if you need to pursue the deeds trail then contact the SRA to see which firm took over from the closed one. AdamH Comment by 18 January 2021. Comment by Comment by 13 February 2020. Can anyone help? Hope this is clear. Sorry for the delay, the email advising you had responded was missed. 21 October 2019, Lisa Law Min - they should speak to their conveyancer as to what is required in law. We are talking about a patch of land that is the width of a normal driveway and about 4 meters in length. 01 February 2019. I am about to buy my first property and obviously do not wish to have to pay Stamp Duty - I was looking forward to saving 2-3k as its my first purchase. I have approved two of your comments but not the third which was largely a duplicate of this one, Comment by posted on posted on I wonder if I can get some clarification please. Hi. (we will change the name in Company Registrar) then we need to update name in LR. 16 May 2018, Claire - whilst you d not have to use a solicitor we always recommend that you do. Alison Can you tell me which one will be the official one that we should rely on legally please? 09 August 2020, Kirstine - try this blog as well for some thoughts https://hmlandregistry.blog.gov.uk/2018/02/27/drawing-the-line-on-boundaries/ If you have not already done so, it might be worth re-checking with the bank to ensure they have conducted a thorough search. 17 August 2020. This is usually the solicitor or conveyancer acting on behalf of the buyer. My reading of that would be that it can't be both and the devil is always in the detail. Address: 100 Government Drive, Department C. Newton, NC 28658. My Title Deeds are registered with Land Registry and I have a copy. 26 November 2018, Fiona - I assume you have checked or have had it confirmed that the property is unregistered. I ask because we're currently wondering whether to offer on a repossessed house, which has stood empty for a few years. posted on I may not need the *entire* title deeds but just a copy of the lease, in order to extend same. Comment by posted on We should be able to confirm this and provide any other information that may be relevant from our files. I note that the original mortgage was also not with Santander (Abbey National as they once were) but that it was transferred to them in 2007. Michele Trewhella The Solicitors have confirmed that they do no have the deeds. Im now worried I cant sell the house which is just been put up for sale. A: Property Register (section 2) on the Title Register. It is a 2 ft wide footpath that services 6 terraced properties and has never been an issue and of no use to anyone who wanted to build or put anything on it. If it is urgent then you should speak to your conveyancer as they should be aware of the process for asking us to expedite their application, Comment by I've also spoken to my lender who hold nothing. I've checked the registry sites but can't find the appropriate place. CHARLOTTE, N.C. (WBTV) - The Catawba County Register of Deed was arrested for embezzlement as an elected official. I have just written an email to my local branch of Land Registry to request a copy of my title deeds. AdamH The title boundary from Land Registry has been drawn where the drive and kerb actually meet but this gives us more land than the TP1 suggests. https://hmlandregistry.blog.gov.uk/2018/02/19/title-deeds/. ianflowers 02 February 2021. There are no wavy lines cut anywhere on either document but there are red markings on the front of the Duplicate that could be a code of some sorts, they reflect the margins, I think. 04 April 2018. posted on We have paid a huge amount in death duty on the value of the estate (which includes said property), have repaired the property over the generations, run a business from the property since 1836 and Land Reg are still asking us to prove ownership! ianflowers AdamH Amber 24 May 2018, Paul - impossible to answer other than if they are registered one assumes that they affect the property until proven otherwise. The guide is written for legal professionals and may therefore contain some unfamiliar terms. Just fill in the form OC2 with the name of the deed, date, title number and 1 copy. posted on So details of any such deed would go into part 7. Will it be a photocopy of the original lease which looks quite fancy with the fonts, seals and signatures etc or just a electronically word proceessed version? Martyn - many thanks. Property Notification. Clearly there has been a delay between purchase and the application being made but the key thing is we now have it. If the intention was for both names but that did not happen then the error occurred when the conveyancing was done and not when the registration of that Transfer took place.

How Hard Is It To Get Into Oxford Masters, Likheter Mellan Liberalism, Konservatism Och Socialism, Grandover Golf Griffin Club, Articles S